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Youth & Teen Accounts

Understanding and growing finances early, matters.

Decorative Arrow

We have options for all ages. 

Curious what account options are available for your growing littles?  Or maybe you are 16 and just got a drivers’ license and a new job! We have everything you’ll need right here!

Youth Savings Accounts

(Up to 12 years of age)


  • An initial $5 deposit signifies membership at GRFCU
  • FREE – No monthly charges
  • Earn dividends on balances of $10 and above
  • Marvin League Rewards program (Up to age 12)

Teen Savings & Checking

(Ages 13-17)


  • An initial $5 deposit signifies membership at GRFCU
  • FREE – No monthly charges
  • Earn dividends on balances of $10 and above (Savings Accounts only)
  • Debit Cards available at age 16
  • Digital Banking & Mobile App
  • Unlimited transactions at GRFCU owned ATMs and Co-Op Network
  • eStatements & Text Alerts
  • Teen Rewards Program
Marvin The Moose

The Marvin League

Kids 12 & under receive additional benefits* as part of the Marvin League!

Gifts at Account Opening

  • A Piggy Bank
  • A Marvin League T-Shirt
  • Cinch Bag
  • Deposit Punch Card

Moosla Bucks

If you see Marvin out in the community, he will often times have Moosla Bucks with him. GRFCU will match your deposit of $5 when you bring in your Moosla Bucks! You will also get a punch for saving that day! 

Rewards for saving

Each time your child makes a deposit, they will get a “punch” on their punch card.  After the card is full (10 punches) they get a free pass to Air Maxx Trampoline Park!**

Good Grade Incentive

Marvin knows that getting good grades is COOL, so if your child has good grades, bring in their report card, and receive a free movie ticket!

Gifts for Birthdays

You’ll receive a birthday surprise from Marvin, so make sure to watch the mail for a birthday card from us. Bring it in and get a birthday present!

Special events including prize drawings, and a visit from Santa


Coloring Contests

We love creative kids, that’s why we offer coloring contests for cool prizes! 

Teen Rewards

Account Opening: Instead of just getting a high five, teens will now have a choice between a really cool water bottle or a deck of playing cards, when opening a new membership with us.*

Rewards for Saving: Every time you deposit $20 or more into a Teen Savings Account at one of our branches, a member of our team will initial the rewards card. All you need is 10 deposits to be rewarded.***

Good Grade Incentive: We all know that good grades matter.  So if you have good grades, bring in your report card, and receive a free movie ticket to Marcus Theaters!*

VISA Debit/ATM Cards: Members ages 16 and older can open a Debit or ATM card to access their funds directly from their checking or savings account.

April holding Deck of  Cards

Open an Account to become a Member! 

Go Live-Video Chat

Open your account with Great River Go Live-video chat with your smart phone or computer. Speak with our Member Advisors in real time anywhere you go!

Stop By A Branch

Sometimes a face-to-face conversation is ideal, or maybe you just want to get out of the house.  Visit any of our locations to open your savings account.

Things to Remember when Opening an Account:

  • Parent/legal guardian needs two forms of identification. One has to be a state identification card, driver’s license, or passport (please note if the address isn’t valid on their ID, they’re required to provide proof of address). The second form of ID can be a social security card or debit/credit card with their name on it.
  • Parent/legal guardian must qualify as the joint owner when under the age of 18
  • Minor’s social security card is required at account opening

Guidelines aren’t our favorite, but here they are:

*Benefits and giveaways are for open and active GRFCU Members between 0 and 18 Years of age.  Giveaway values vary. Teen water bottle retail value is $18. All other giveaway items have a retail value of $10 or less. No purchase necessary. A purchase will not increase your odds of winning.

**All punch cards need initials from a GRFCU Employee.  One stamp per day, no matter the amount deposited above $10 minimum.  Offer is subject to change at any time.  

***One punch per business day no matter the amount above $20 minimum. Must have card in person during each transaction. Offer is subject to change at any time.

Note to Parents:  The Children’s Online Privacy Protection Act (COPPA) require we inform parents how we collect, use, and disclose personal information from children under the age of 18.

Great River Federal Credit Union does not solicit or collect information from children anywhere on our website.  In fact, we do not require any visitors to our web pages to submit any personal information to access our site.

Great River Federal Credit Union may display third party links to various children’s sites on our Youth/Teen web page, however we do not distribute any personally identifiable information to third parties. When navigating to these children’s sites please verify that the third party’s web site contains a Children’s Privacy Policy that discloses their information practices for children’s personal information, and your rights as parents to provide parental consent; and opt-out guidelines regarding the collection, use, and distribution of children’s personal information to other third parties.

Checking Accounts

There are many benefits of joining Great River Federal Credit Union. 

Student Loans

We’re committed to helping students find the best funding for their education through collge student loans.


Your story may bring you here in celebration, because of exciting future plans, or a life changing event. Maybe you are struggling and looking for help, or perhaps going to the credit union is an errand in your day. All of these stories matter to us!