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Savings Account

Having different buckets to stash your cash, matters.

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Every story is different and we want you 

to have a variety of savings options. 

Regular Savings Accounts

First and foremost, a $5.00 minimum deposit into a regular savings account is your initial share in the credit union.  This represents your ownership share with Great River FCU and creates your official Membership.  As a qualifying member, you will have access to a full array of products and services.

For balances that are $10 or above, dividends compound monthly and are credited to the account monthly.

Special Savings Accounts

If your regular savings account isn’t enough, open additional special savings accounts under one membership number.  Use these accounts to save for a vacation, college, or special events in your life.

The special savings accounts earn the same dividend rate as the regular savings account. Dividends compound monthly and are credited to the account monthly on all accounts with a balance of $10 and above.

Get a debit card tied to your savings!

Our savings-funded debit card is a convenient way to access the cash in your Savings Account from any ATM.

Enjoy the benefits of:

  • Easy 24 hour access
  • No surcharge on GRFCU owned ATMs
  • Access to ATM Network and over 70,000 Surcharge free ATMs across the nation

For your convenience, we offer a variety of account types. 

Open an account today and your Member Advisor will place you in the account that is right for you.


Classic Advantage Accounts give you access to all of the products and solutions that the Credit Union has to offer, with no minimum balance requirement.


Premier Advantage Accounts reward our members for taking advantage of the various lending and savings products we have to offer. With a combined savings/checking account balance of $15,000, or an open loan above $15,000, Premier Members enjoy a $5 discount on safe deposit boxes, Share Certificate bonus of .05% APY* (APY – annual percentage yield), 1 Free box of checks per year, and free corporate checks.

If you are interested in taking advantage of this option, please speak with a member advisor today (320.252.5393).

Youth & Teen

Youth accounts offer our younger members the opportunity to start saving; and learn about banking in a fun way! 
The Marvin League and Teen Rewards Programs offer rewards for saving, getting good grades, and interacting with the Credit Union.

Open your Savings Account to become a Member! 

Open Online

Complete our online membership
application within minutes!

Schedule an Appointment

Speak with a Member Advisor via Great River
Go Live video chat
 or at a branch. 

Prefer to add a Special Savings Account by phone? We've got that option too!

Give us a call at 320.252.5393 or 1.888.211.5393.

Don't forget to bring a form of Identification

  • One has to be a state identification card, driver’s license, or passport (please note if your address isn’t valid on your ID, you are required to provide proof of address). 
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See how saving pays!

Money Market

This solution offers you flexibility while earning a higher dividend rate.

Health Savings Account

Save for your health! We offer HSA accounts for our members.


Your story may bring you here in celebration, because of exciting future plans, or a life changing event. Maybe you are struggling and looking for help, or perhaps going to the credit union is an errand in your day. All of these stories matter to us!