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Student Loans

The college you choose & how you finance it, matters.

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We offer two valuable student loan options.

At Great River Federal Credit Union, we’re committed to helping students find the best funding for their education.  You’ll see significant cost-savings by choosing your credit union’s college student loan over other lenders.


For those starting their education journey, we offer Private Student Loan solutions for undergraduate students to supplement family savings, scholarships, grants, and federal aid.


  • This loan is set up as a Line of Credit making access to pre-approved funds just a phone call away
  • Principal and interest will be deferred while attending college
  • Flexible repayment terms including graduated repayment for two years

Student Loan Refinance

You’ll be able to refinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan, setting up one convenient payment, and potentially lowering your rate.* Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.


  • Refinancing available up to $125,000
  • Competitive interest rates
  • Flexible repayment terms to fit your needs
    (view our rates page for more information, repayment examples, and important disclosures)
  • Borrow from a not-for-profit credit union you can trust
    *Subject to credit qualification and additional criteria, including graduating from an approved school.

Start Your Future

We make it easy to apply for your student loan. Apply online today!

Loan Tips

Read our resources to help make an informed decision on your financing.

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Education Matters! Use our student loan refinancing calculator. 

Personal Loans

Consolidate debt, finance home improvements, or cover unexpected expenses.

Digital Banking

Access your accounts 24 hours a day – 7 days a week from any internet-enabled computer or smart phone.


Your story may bring you here in celebration, because of exciting future plans, or a life changing event. Maybe you are struggling and looking for help, or perhaps going to the credit union is an errand in your day. All of these stories matter to us!