Visa® Credit Card
The credit card you use, matters.
Rewards & Rates
Pick what matters most to you!
Rewards Credit Card
Earn the cash rewards you deserve!
There are no rotating rewards categories, no hoops to jump through, and no limit to how much cash back you can earn. We paid $309,361.43 in cash back rewards to our members in 2022.
3% cash rewards on gas
2% cash rewards on groceries
1% on all other purchases
Classic Credit Card
Rates are not created equal. The “Classic” Credit Card is the perfect card for our rate conscious members.
Same rate for:
Purchases
Cash Advances
Balance Transfers
Type | APR4 |
|---|---|
| Classic | 14.15% |
| Rewards | 15.15% |
4APR is Annual Percentage Rate. All rates are subject to credit certification and approval. Maximum rate of 18.00% APR. Variable rate products based on a margin above the Wall Street Journal posted Prime Rate. Rate margins will be assigned based on credit scores and other factors. Cash back rewards will not accumulate on any fees, balance transfers, cash advances, or interest charges. The rates shown are the lowest available and may change at any time.
Plus, No Balance Transfer Fee or Annual Fee
Transfer your high interest/low rewards balances from other cards to Great River’s with NO Balance Transfer Fee & NO Annual Fee! The process to transfer your balance is simple with the help of EZ Card. Click here to get started.
Yep, there’s even more benefits.
Keep reading!
Online Features – EZ Card
To get started, enroll here or through the Credit Card tab within our online banking. Once enrolled, you can do the following:
Set Fraud Alerts
View Transactions & Statements
Update your profile
Make Payments
Spend Analyzer
Many Ways to Pay
Online Banking
By Phone
In Person
By Mail
Additional Benefits
Contactless Technology
Chip Security
Automatically included chip-enabled technology as an added security benefit.
Additional Merchant Rewards
Use your Great River Rewards Credit Card and get additional rewards with select merchants using ScoreMore! Learn how here.
Add Your Great River VISA® Credit Card
to Apple, Android, or Samsung Pay!
Add card to Apple Pay
Add card to Android Pay
Add card to Samsung Pay
Important Contact Information:
Customer Service
- During Business Hours: 320.252.5393
- After Hours: 1.866.820.6793
VISA® Credit Card Agreement
Contact us at 320.252.5393 or [email protected] to request a copy of your VISA® Credit Card Agreement.
If you send us an email, do not include any personal sensitive information in your message, such as social security numbers, account numbers, etc. Regular email is not secure. We already have this information in your records. If we need more information, we will contact you.
Apply for a VISA® Credit Card Today!
For Introverts
We understand that sometimes humaning is hard , or your schedule doesn’t allow you to stop in the branch. That’s why we make it easy to apply online.
For Extroverts
For Ambiverts
Open your account with Great River Go Live-video chat with your smart phone or computer. Speak with our Member Advisors in real time anywhere you go!
Prefer to apply for a credit card by phone? We've got that option too!
Give us a call at 320.252.5393 or 1.888.211.5393
Getting Rewards Matters!
Card Holder Traveling Tips
Home Equity
Used for home improvements, education expenses, debt consolidation, and more.
BECOME A MEMBER
Your story may bring you here in celebration, because of exciting future plans, or a life changing event. Maybe you are struggling and looking for help, or perhaps going to the credit union is an errand in your day. All of these stories matter to us!