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Visa® Credit Card

The credit card you use, matters.

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Rewards & Rates

Pick what matters most to you!

Rewards Credit Card*

Earn the cash rewards you deserve!

There are no rotating rewards categories, no hoops to jump through, and no limit to how much cash back you can earn. We paid $330,904.42 in cash back rewards to our members in 2023.


3% cash rewards on gas


2% cash rewards on groceries


1% on all other purchases

Classic Credit Card

Rates are not created equal.  The “Classic” Credit Card is the perfect card for our rate conscious members.

Same rate for:




Cash Advances


Balance Transfers


As Low As



4APR is Annual Percentage Rate.  All rates are subject to credit certification and approval. Maximum rate of 18.00% APR.  Variable rate products based on a margin above the Wall Street Journal posted Prime Rate.  Rate margins will be assigned based on credit scores and other factors. Cash back rewards will not accumulate on any fees, balance transfers, cash advances, or interest charges. The rates shown are the lowest available and may change at any time.


This card is issued by Great River Federal Credit Union pursuant to a license from Visa USA Inc.

Plus, No Balance Transfer Fee or Annual Fee

Transfer your high interest/low rewards balances from other cards to Great River’s with NO Balance Transfer Fee & NO Annual Fee! The process to transfer your balance is simple with the help of EZ Card. Click here to get started.

Contactless Credit Car

Yep, there’s even more benefits.

Keep reading!

Online Features – EZ Card

To get started, enroll here or through the Credit Card tab within our online banking. Once enrolled, you can do the following:

Set Fraud Alerts

View Transactions & Statements

Update your profile

Make Payments

Spend Analyzer

Many Ways to Pay

Online Banking

By Phone

In Person

By Mail

Additional Benefits


ID Navigator

Chip Security

Automatically included chip-enabled technology as an added security benefit.

Using Your Chip Card

Chip Card Q & A

Additional Merchant Rewards

Use your Great River Rewards Credit Card and get additional rewards with select merchants using ScoreMore! Learn how here.

Add Your Great River Visa Credit Card
to Apple, Google, or Samsung Pay!

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Add card to Apple Pay

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Add card to Google Pay

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Add card to Samsung Pay

Important Contact Information:

Customer Service

*Visa Credit Card Agreement

Contact us at 320.252.5393 or [email protected] to request a copy of your Visa Credit Card Agreement.

If you send us an email, do not include any personal sensitive information in your message, such as social security numbers, account numbers, etc.  Regular email is not secure.  We already have this information in your records.  If we need more information, we will contact you.

Apply for a Visa Credit Card Today!

Apply Online

Complete our online loan
application within minutes!

Schedule an Appointment

Speak with a Loan Officer via Great River
Go Live video chat
 or at a branch.

Prefer to apply for a credit card by phone? We've got that option too!

Give us a call at 320.252.5393 or 1.888.211.5393

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 Getting Rewards Matters!

Card Holder Traveling Tips

Follow the tips in our blog when your travel internationally with a Visa  Credit Card.

Home Equity

Used for home improvements, education expenses, debt consolidation, and more.


Your story may bring you here in celebration, because of exciting future plans, or a life changing event. Maybe you are struggling and looking for help, or perhaps going to the credit union is an errand in your day. All of these stories matter to us!