5APR is Annual Percentage Rate. Subject to credit approval. The rates listed assume automatic payment methods and are for new loans to GRFCU. Rates reflect all available discounts. Other fees and restrictions may apply. Loan amounts will be determined by income and other factors, including collateral details. An example of payment is: 7.25 APR over 5 years would be $19.92 per $1,000.00 borrowed. Rates are subject to change at any time without notice.
6APR is Annual Percentage Rate. APR is subject to change. The rates shown are the lowest available and your rate may be higher. Variable rate products based on a margin above the Wall Street Journal posted Prime Rate. Maximum rate of 18.00% APR and require proof of property insurance. Rate margins will be assigned based on credit scores and other factors. Other fees and restrictions may apply. See the HELOC Early Disclosure for complete details.
7During the draw period (10 years) payment is interest-only. During repayment period (20 years) payment will be principal and interest. On a $25,000.00 advance at a rate of 6.25% the interest-only payment would be $130.21 round up to nearest dollar equals $131.00. Minimum payment of $60.00. APR is Annual Percentage Rate. APR is subject to change. The rates shown are the lowest available and your rate may be higher. The annual percentage rate can change quarterly on the 1st day of January, April, July and October. Minimum rate is 3.00% maximum ate is 18.00%.