Building a business is your story.
Offering financial solutions to help you, is ours.
Whether you are starting a new business or growing your existing business, Great River’s team can offer competitive rates, flexible terms, and a quick approval process.
Our Business Loan Offerings:
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Commercial Real Estate
- Industrial, Retail, Hospitality
- Multi-Family Rental Properties
- Property Renovation
- Self-Storage Facilities
![Money Bag Icon](https://www.greatriverfcu.org/wp-content/uploads/2023/04/moneybag.png)
Business Lines of Credit
- Temporary Working Capital
- Bridging Cash Flow Gaps
- Payroll
- Unexpected Expenses
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Vehicle & Equipment
- Construction Equipment and Machinery
- Company Cars, Delivery Vehicles, Fleet Vehicles
- Heavy Duty Trucks and Trailers
- Office Equipment, Furniture, and Appliances
Fast Track Your Business Loan Using Our
EXPRESS LOAN PROGRAM
![Commercial Credit Card](https://www.greatriverfcu.org/wp-content/uploads/2024/04/CommercialCredit-CircleCardMockup.png)
Commercial Credit Card
AS LOW AS
14.99%APR*
+ NO ANNUAL FEE
*APR=Annual Percentage Rate. APR is variable and based on Prime Rate as published in the Wall Street Journal, plus a margin. Rates are subject to change at any time without notice. Maximum APR is 18%. Rates current as of 05/01/2024. Credit card subject to credit approval. New or existing membership with Great River Federal Credit Union is required.
Featuring eZBusiness
Business Owner Card Management System
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Set Up Alerts
Balances, Credit Limits, Past Due,
Declined Transactions, & More!
![HSA Icon](https://www.greatriverfcu.org/wp-content/uploads/2024/04/cardhand.png)
Individual Card controls
Individual Card Activation, Cardholder Restrictions, and Spend Reports
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View Statements
Full Company & Individual
Cardholders
Additional eZBusiness Features
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Full Account & Individual Card Summary
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Access to all Transactions & Card Details
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Manage, View, and Reset Users on eZCard
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Add Merchant Restrictions & Create Spending Limits
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Order New Cards
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Useful Reporting Tools & Graphs
- In App Member Service Messaging
Express Loan Program
Eligible Loans + Requirements*:
Business Vehicles up to $150,000
Residential Commercial Real Estate up to $399,999
Lines of Credit up to $50,000
Term Loans up to $150,000
*Must Meet Requirements: To qualify for the Express Loan Program, Borrower/Guarantor must have a minimum credit score of 670 and at least 2 years in business. The Lender will also require a minimum Debt Service Coverage Ratio (DSCR) of 1.25. A Borrower can have a maximum of 2 Guarantors on the loan application.
Need a Larger Loan or Don’t Qualify for the Express Loan?
Contact Our Commercial Loan Officer!
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![Margie Otten](https://www.greatriverfcu.org/wp-content/uploads/2024/03/Margie-Otten-web.jpg)
Margie Otten
320.202.7364
[email protected]
NMLS# 1489092
Business Checking
Need a checking account for your business?
Business Investment Services
Explore the wide range of investment and insurance products for your business.