Business Lending
The success of your business, matters.
Building a business is your story.
Offering financial solutions to help you, is ours.
Whether you are starting a new business or growing your existing business, Great River’s team can offer competitive rates, flexible terms, and a quick approval process.
Our Business Loan Offerings:
Commercial Real Estate
- Industrial, Retail, Hospitality
- Multi-Family Rental Properties
- Property Renovation
- Self-Storage Facilities
Business Lines of Credit
- Temporary Working Capital
- Bridging Cash Flow Gaps
- Payroll
- Unexpected Expenses
Vehicle & Equipment
- Construction Equipment and Machinery
- Company Cars, Delivery Vehicles, Fleet Vehicles
- Heavy Duty Trucks and Trailers
- Office Equipment, Furniture, and Appliances
Fast Track Your Business Loan Using Our
EXPRESS LOAN PROGRAM
Commercial Credit Card
AS LOW AS
14.99%APR*
+ NO ANNUAL FEE
*APR=Annual Percentage Rate. APR is variable and based on Prime Rate as published in the Wall Street Journal, plus a margin. Rates are subject to change at any time without notice. Maximum APR is 18%. Rates current as of 05/01/2024. Credit card subject to credit approval. New or existing membership with Great River Federal Credit Union is required.
Featuring eZBusiness
Business Owner Card Management System
Set Up Alerts
Balances, Credit Limits, Past Due,
Declined Transactions, & More!
Individual Card controls
Individual Card Activation, Cardholder Restrictions, and Spend Reports
View Statements
Full Company & Individual
Cardholders
Additional eZBusiness Features
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Full Account & Individual Card Summary
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Access to all Transactions & Card Details
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Manage, View, and Reset Users on eZCard
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Add Merchant Restrictions & Create Spending Limits
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Order New Cards
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Useful Reporting Tools & Graphs
- In App Member Service Messaging
Express Loan Program
Eligible Loans + Requirements*:
Business Vehicles up to $150,000
Residential Commercial Real Estate up to $399,999
Lines of Credit up to $50,000
Term Loans up to $150,000
*Must Meet Requirements: To qualify for the Express Loan Program, Borrower/Guarantor must have a minimum credit score of 670 and at least 2 years in business. The Lender will also require a minimum Debt Service Coverage Ratio (DSCR) of 1.25. A Borrower can have a maximum of 2 Guarantors on the loan application.
Need a Larger Loan or Don’t Qualify for the Express Loan?
Contact Our Commercial Loan Officer!
Margie Otten
320.202.7364
[email protected]
NMLS# 1489092
Business Checking
Need a checking account for your business?
Business Investment Services
Explore the wide range of investment and insurance products for your business.