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Auto Loan

Getting the car of your dreams matters.

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Today’s Auto Loan Rates

New and Used Auto Loans

Finding the perfect auto loan has never been easier.  With some of the best auto loan rates around, and an easy application process, we are here to help you through every step of your car buying journey.

Take advantage of our competitive rates, flexible terms, and speedy application and approval process.

Refinance Your Auto Loan

Get out of a high-interest-rate loan elsewhere and save by refinancing with Great River.  Our friendly Loan Officers will work with you to find a loan that meets your needs and your budget.


Up to 100% financing


Great rates with extended loan terms


Affordable Payments


Easy application process with loan pre-approval, so you can shop with confidence


Easy payment options with payroll deduction or automatic transfers from other accounts

Today’s Auto Loan Rates

Get pre-approved so you can shop with confidence

Estimate your costs with a car loan calculator*

*This is not a quoting tool. To get your customized quote, you must apply.

Auto Loan Rates


New Auto+
2024 - 2023

As Low As


New Auto4.99%24 Months
New Auto5.24%36 Months
New Auto5.99%48 Months
New Auto5.99%60 Months
New Auto6.49%72 Months
New Auto6.49%84 Months

Used Auto
2023 - 2014

As Low As


Used Auto5.24%24 Months
Used Auto5.49%36 Months
Used Auto6.24%48 Months
Used Auto6.24%60 Months
Used Auto6.74%72 Months
Used Auto6.74%84 Months

Classic Auto
11+ Years Old

As Low As


Classic Auto7.24%24 Months
Classic Auto7.49%36 Months
Classic Auto8.24%48 Months
Classic  Auto8.49%60 Months
Classic Auto8.49%72 Months
Classic Auto8.74%84 Months

1APR is Annual Percentage Rate. Subject to credit approval. The rates listed are for new loans to Great River. Rates reflect all available discounts. Doc Prep fee and other restrictions may apply.  Loan amounts will be determined by income and other factors, including collateral details. An example of payment is: 5.99% APR over 60 months would be $19.33 per $1,000.00 borrowed. Rates are subject to change at any time without notice.

+Current or prior model year collateral that has never been titled and has less than 12,000 miles.

Have a vehicle that is already paid for?

Use the equity in your vehicle as collateral and take advantage of our low auto loan rates!  Use that cash for the purchase of a boat or camper, home improvements, or anything your heart desires.

Protection Plans

Mechanical Protection Icon

Route 66 Warranty

A breakdown can be troubling enough without the added worry of expensive repairs. That’s why we are pleased to bring you mechanical breakdown coverage that works at any certified repair facility anywhere in the US! Plus, there is no deductible on covered parts or labor.

GAP Icon

Guaranteed Asset Protection (GAP)

Bridge the gap between what you owe and what your insurance company will cover in the event of damages to or loss of your vehicle, with additional coverage.

Payment Protection Icon

Debt Protection

Life is unpredictable, but your finances don’t have to be.  In the case of unplanned events such as death, disability, or involuntary unemployment, our debt protection program may cancel your loan balance or monthly payments without penalty or added interest. 

Interested in a Protection Plan?

Speak with a Loan Officer today by emailing [email protected] or give them a call at 320.252.5393.

Ways to Apply for an Auto Loan

Apply Online

Complete our online loan
application within minutes!

Schedule an Appointment

Speak with a Loan Officer via Great River
Go Live video chat
 or at a branch.

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Set Up Automatic Payments on Your Loan

Fill out our Automatic Payment Form to get started.

You can submit the form securely & electronically here. If you prefer paper, download and print here and return it to any of our branches. If email is more your jam, send the completed form to [email protected] through an encrypted mail system (like this one here).

Verify and provide proof of insurance

As part of your loan obligation, you are required to maintain physical damage insurance for the term of your loan. If you’ve received a request from us for a copy of your insurance, click the button below.

Car Icon

Apply for an auto loan today!

Auto Insurance

It can be hard to find the best auto insurance, but the team at TruStage® is here to help!

Search for Vehicles

Find vehicles near you that suit your needs and budget.


Your story may bring you here in celebration, because of exciting future plans, or a life changing event. Maybe you are struggling and looking for help, or perhaps going to the credit union is an errand in your day. All of these stories matter to us!