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Where every story matters.

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As banking evolves for our members and the communities we serve, so does our reach!

You are eligible to join Great River Federal Credit Union if:

  • You have a relative that is a member,
  • You work at one of our Select Employer Groups (SEG),
  • Or if you live anywhere in the United States and simply join the American Consumer Council  (a non-profit organization dedicated to consumer education and advocacy). It’s Free to join and with this membership, you will have access to financial education and articles.

What’s more, once you are a member, any of your immediate family members also qualify for membership.  That includes siblings, parents, and children.

At Great River, we follow the motto, “once a member, always a member.”  So even if you move, you can still be a Great River member, and conveniently do all of your business online.  We are able to be the primary financial institution for anyone, regardless of where life takes them.

Credit Union Membership Benefits:


Your initial $5 deposit entitles you to ownership of the credit union.

Ownership enables you to vote on important decisions affecting the credit union, and the opportunity to serve on our Board.


Full Service Financial Institution.

Credit unions offer all of the same products and services that the huge banks and financial institutions offer, but with a personalized feel.


Local and Community-Focused.

A financial institution that is designed to help other members and the community.


Credit union earnings are returned to you.

In the form of higher dividends/interest, lower loan rates, and low or no fees.


Convenient banking options that fit your needs.

Whether it is face-to-face service, or advanced technology-based solutions.


Member Referral Program.

Our Member Referral Program has been a part of the credit union since 2019. In 2023, we paid out $98,880 for our Member Referral Program. Learn how you can earn money by referring your friends to GRFCU. Click here for info.

Open your Savings Account to become a Member! 

Open Online

Complete our online membership
application within minutes!

Schedule an Appointment

Speak with a Member Advisor via Great River
Go Live video chat
 or at a branch. 

Don't forget to bring a form of Identification

  • One has to be a state identification card, driver’s license, or passport (please note if your address isn’t valid on your ID, you are required to provide proof of address).
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Need help moving your accounts to Great River?
Use our Switch Kit!


Like what you see and want to join our team?  See what a career at Great River looks like!

About Us

Read about our great history, values, mission, and more.


Your story may bring you here in celebration, because of exciting future plans, or a life changing event. Maybe you are struggling and looking for help, or perhaps going to the credit union is an errand in your day. All of these stories matter to us!