Our Free Checking Account Offers:
Online Banking & Mobile App
- Mobile Check Deposit
- e-Statements
- Bill Pay
- External Transfers
-
New Peer-to-Peer Transfer Service – Coming Soon!
- Money Management Budgeting Tool
- and more!
Protection Plans
- Automatic Transfers
- Overdraft Line of Credit
- Courtesy Pay
No Minimum Balance or Maintenance Fees
Instant Issue Debit Cards
Whether you’re opening a new account, or need your card replaced, we’ve got you covered. Get a Debit Card printed at any of our branches – same day – no more waiting for the mail!
Spend & Save Program
- Round up your debit card purchase to the nearest dollar amount.
- Transfer the difference from your checking to your savings account!
- Track transactions through online banking, our mobile app, or your monthly paper statements.


= $4.65 Rounded Up = $5
SAVED = $0.35

= $2.50 Rounded Up = $3
SAVED = $0.50

= $26.02 Rounded Up = $27
SAVED = $0.98
Add Your Great River Debit Card
to Apple, Android, or Samsung Pay!
Add card to Apple Pay
Add card to Android Pay
Add card to Samsung Pay
Access your funds
Visa® Debit Card
Our Visa debit card looks like a credit card but acts like a check. It offers convenience and added security.
Eliminates the hassle of using checks
Easy access to cash at over 70,000 ATMs Worldwide
24/7 Fraud and Lost/Stolen Support
Lost/Stolen Hotline: 1.833.933.1681
24/7 Debit Card Call Center 1.501.246.9497
Chip & Contactless Card Technology
Check out quickly by tapping your contactless card on the check out terminal. Learn More»
Ability to Pay Nationally Wherever Visa is Accepted
Checks
Checks still have their place in the world. That’s why we make it hassle free to order checks as you need them! Here are the three ways you can order checks:
Stop in at any of our branches
Open your account today!
For Introverts
We understand that sometimes humaning is hard, or your schedule doesn’t allow you to go to a branch. That’s why we make it easy to open your account online.
For Extroverts
Sometimes a face-to-face conversation is ideal, or maybe you just want to get out of the house. Visit any of our locations to open your checking account.
For Ambiverts
Open your account with Great River Go Live-video chat with your smart phone or computer. Speak with our Member Advisors in real time anywhere you go!
Prefer to add a Checking Account by phone? We've got that option too!
Give us a call at 320.252.5393 or 1.888.211.5393.
A few things to note before opening a Checking Account:
- Must present a State Identification Card, Driver’s License, or Passport.
- Must have a Savings Account with Great River Federal Credit Union. It’s an easy $5 initial deposit to open a Savings Account, and become a member of the Credit Union.

Having a free checking account matters.
Digital Banking
We’ve made it easy to take your banking with you on the go!
Lending
We offer full service lending to our members.
BECOME A MEMBER
Your story may bring you here in celebration, because of exciting future plans, or a life changing event. Maybe you are struggling and looking for help, or perhaps going to the credit union is an errand in your day. All of these stories matter to us!