How It Works
Open an account online, in-branch, or through Great River Go Live (our online video chat). Make sure to use the promo code SPREADJOY and provide the full name of the friend that referred you when you open your account. The $100 bonus for both the referrer and referee will be deposited before the 15th of the month following 60 days from qualified account opening.
New members must enroll online banking and eStatements and accomplish one of the following within 60 days of account opening:
Checking Account with direct deposit**
Checking Account with debit card***
Any type of approved loan or Great River FCU credit card
Kids & Teen Accounts receive a $50 Bonus and above conditions are waived.
See disclosures for details.*
Check Out Some Great Benefits
Full Service Financial Institution
Top Rated Mobile App
Virtual Lending & Member Service
Secure Mobile Check Deposit
Details & Disclosures
*$100 bonus ($50 bonus for minor accounts) will be deposited before the 15th of the month following 60 days from qualified account opening. New members must enroll in online banking and eStatements and accomplish one of the following within 60 days of account opening: 1) Checking account with qualifying** direct deposit of at least $200 2) Checking account with 10 or more debit card transactions*** or 3) Any type of approved loan or credit card. Account must not be negative at the time of the bonus deposit. $50 bonus available for minor accounts without above conditions. $500 referral maximum per calendar year. New Member must not have had a previous membership at Great River FCU to qualify. Offer cannot be combined with other offers. Subject to change or cancellation without notice.
**Qualifying Direct Deposit – Setup direct deposit of at least $200 to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Person-to-Person payments (such as Zelle®) are not considered a direct deposit.
***Debit Card Transaction Requirement – 10 or more debit card transactions each greater than $10.