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Don’t Pick Your Nose,
Pick Your Car Loan Deal!

Now Get To Picking!

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Man Picking Nose

Don’t Pick Your Nose,
Pick Your Car Loan Deal!

Now Get To Picking!

Green Arrow

Choose 1 of 3 Options*

We are offering this exciting deal for all new or used vehicle purchases, or loan refinances from other financial institutions! Use Promo Code: PICKONE when applying online and a Loan Officer will help you make the choice that’s best for YOU!

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No Payment for 90 Days 1

Cash Icon

$100 Cash Back 2

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0.25% APR Discount3

The Fine Print

*APR is Annual Percentage Rate.  Rate subject to credit and membership approval.  Loan amounts will be determined by income and other factors, including collateral details.  “Pick 1” offers for new and direct loans to GRFCU only.  1Interest will accrue during 90-day period and included in first payment.  2 Money will be deposited into the primary member savings account within 30 days of closing. Limit one, $100 deposit for each loan. 3 0.25%APR discount on approved rate.  Offer may not be used in combination with any other discounts or rate matching. Floor rate of 1.99%APR.  Other restrictions may apply.  Subject to change or cancel at any time. 

Why get your auto loan with Great River FCU?


Competitive Rates


New and Used Vehicles


Up to 100% Financing


Affordable Payments


Easy Application Process


Auto Payment Options

Auto Loan Rates


New Auto +

As Low As


New Auto2.24%24 Months
New Auto2.49%36 Months
New Auto2.74%48 Months
New Auto2.99%60 Months
New Auto3.24%72 Months
New Auto3.49%84 Months

Used Auto

As Low As


Used Auto2.49%24 Months
Used Auto2.74%36 Months
Used Auto2.99%48 Months
Used Auto3.24%60 Months
Used Auto3.49%72 Months
Used Auto3.74%84 Months

Used Auto++
Older Than 2017

As Low As


Used Auto3.24%24 Months
Used Auto3.49%36 Months
Used Auto3.74%48 Months
Used Auto3.99%60 Months
Used Auto4.24%72 Months
Used Auto4.49%84 Months

1APR is Annual Percentage Rate. Subject to credit approval. The rates listed assume automatic payment methods and are for new loans to GRFCU.  Rates reflect all available discounts.  Doc Prep fee and other restrictions may apply. Loan amounts will be determined by income and other factors, including collateral details.  An example of payment is:  $20,000 for 60 months at 2.49%APR will have a monthly payment of $355.  Rates are subject to change at any time without notice.

+Current or prior model year collateral that has never been titled and has less than 12,000 miles.

++Maximum 100% LTV.  Classic means not a daily driven or year-round usage.  Collector is collateral 1980 and older.  Antique is 1900-1979.  All are subject to further review by our team.

Apply Online Today!

Online Form

Get pre-approved online by filling out an online application. It’s quick, easy, and convenient!

Use Promo Code: PICKONE

Go Live - Video chat

Get pre-approved online by speaking with a Member Advisor via video chat. It’s efficient and personable.

Use Promo Code: PICKONE

Wait! Did we forget to introduce ourselves?!

Here is the short version.

Great River Federal Credit Union is a not for profit financial institution that was built on the foundation of helping local communities with everyday financial needs. Over the past 75+years in business; banking has evolved substantially, and we’ve evolved with it. From expanding our online platforms and product offerings, to focusing on innovation to better serve members in different parts of the world, we are now able to be the primary financial institution for anyone, regardless of where life takes them.

Insured by NCUA

Auto Loans

Visit our auto loans page to discover even more reasons to finance your vehicle through Great River!


Getting the best rate matters! See rates for all of our products on one page.