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Checking with

Overdraft Line Of Credit

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Peace of Mind

An Overdraft Line of Credit offers flexibility and convenience by automatically advancing funds into your Great River Checking Account – protecting you from overdraft fees.

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Low Minimum Payments

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Easy Access to Funds

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Auto-Transfers FREE of Charge

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No Annual Fees

APR 8
As Low As

14.00%

8APR is Annual Percentage Rate.  APR is subject to change at any time.  Subject to credit approval and a qualifying checking account.  Payment is 2% of the balance or $20, whichever is greater.  Balances will be transferred in increments of $300 per overage.

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FREQUENTLY ASKED Questions

How can I access my funds?

Funds will automatically be transferred when the available balance in your checking account is not sufficient to cover a transaction. You may also manually transfer funds through online banking, phone banking, or contacting a Member Advisor at 320.252.5393.

How can I access my funds?

Funds will automatically be transferred when the available balance in your checking account is not sufficient to cover a transaction. You may also manually transfer funds through online banking, phone banking, or contacting a Member Advisor at 320.252.5393.

Is there a minimum payment?

Minimum payment is $20 for balances of $500 or less. Minimum payment increases by $20 for each additional $500 advanced.

How do Automatic Transfers work?

Automatic transfers occur when your available balance in your checking account is not sufficient to cover a transaction. When this occurs, a system generated transfer will occur in the lesser of $300, or the balance that is available in your Line of Credit.