better together
Checking with
Overdraft Line Of Credit

Peace of Mind
An Overdraft Line of Credit offers flexibility and convenience by automatically advancing funds into your Great River Checking Account – protecting you from overdraft fees.
Low Minimum Payments
Easy Access to Funds
Auto-Transfers FREE of Charge
No Annual Fees
APR 8 |
---|
14.00% |
8APR is Annual Percentage Rate. APR is subject to change at any time. Subject to credit approval and a qualifying checking account. Payment is 2% of the balance or $20, whichever is greater. Balances will be transferred in increments of $300 per overage.
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FREQUENTLY ASKED Questions
How can I access my funds?
Funds will automatically be transferred when the available balance in your checking account is not sufficient to cover a transaction. You may also manually transfer funds through online banking, phone banking, or contacting a Member Advisor at 320.252.5393.
How can I access my funds?
Funds will automatically be transferred when the available balance in your checking account is not sufficient to cover a transaction. You may also manually transfer funds through online banking, phone banking, or contacting a Member Advisor at 320.252.5393.
Is there a minimum payment?
Minimum payment is $20 for balances of $500 or less. Minimum payment increases by $20 for each additional $500 advanced.
How do Automatic Transfers work?
Automatic transfers occur when your available balance in your checking account is not sufficient to cover a transaction. When this occurs, a system generated transfer will occur in the lesser of $300, or the balance that is available in your Line of Credit.