Home Equity

Home Equity

How You Use the Equity from Your Home Matters!  

A Home Equity Loan and Home Equity Line of Credit can eliminate payments on your credit cards, vehicle loans, personal loans, and make home improvements. 


You Can Now Apply Online!

If you have equity in a property, you are eligible for the benefits of a home equity loan including:

  • Equity position up to 80% of the appraisal less the 1st mortgage balance
    House Made of Tools
  • Fixed and adjustable rates available
  • No pre-payment charges or penalties
  • No annual membership or participation fees
  • Variable rate loan based on the prime rate subject to change quarterly
  • Advance funds 24/7 with online banking and CALL 24
  • For detailed product information, please view the Home Equity Line of Credit Initial Disclosure 


Our Home Equity Line of Credit is a form of revolving credit in which the equity in your home serves as collateral and allows you to draw out money when you need it.

Why choose a Home Equity Line of Credit?  It’s a convenient way to pay for major items such:

  • Educational Expenses
  • Home Improvements
  • Major purchases such as a boat, car, second home, once in a lifetime vacation, or even weddings
  • Unexpected major medical expenses
  • Consolidate high finance charge debts into a lower interest rate loan

Our Mortgage Loan Officers can find the Home Equity Loan that’s right for you. 

They are here to give you quotes on current interest rates and closing costs as they work with you to learn more about financing needs call us today!