Great River Federal Credit Union Logo

GET A NEW Card,

GET A NEW Car!

Get .50 %APR OFF Our

AUTO LOAN RATES*

When You Open A
VISA® REWARDS CREDIT CARD

PROMO CODE: Auto+VISA

Already have a VISA® Rewards Credit Card with us?

you qualify for the .50% rate discount!

Contactless Debit Card

benefits of a

3

Great River Auto Loan

Personalized Service

Up to 100% Financing

Protection Plans

VISA® Rewards Credit Card**

gas

3% BACK

ON GAS

burger

2% BACK

ON GROCERIES

coffee cup

1% BACK

ON ALL OTHER PURCHASES

Meet Our Lending Team

Amber Spanier

Loan Officer

Amber has been with Great River for 8 years and just over 5 of those years as a lender. Her favorite part of her career is helping members reach their financial goals whether that be a purchase of a vehicle, a home remodel, or consolidating debt. She loves building relationships with members so she can find the most innovative solution for their financial needs.

Outside of work you can find Amber spending time with her two sons & husband, having game nights with friends & family, and going shopping around town.

Nick Wannigman

Loan Officer

Nick has been in the finance industry for nearly 7 years. He started on the teller line then worked his way up to lending, which is where he wanted to be from day one.

His favorite part about being a lender is the creative thinking it requires to find the best lending solutions for our members. Another part of his job that Nick really enjoys is when he talks to members about a big purchases that they are excited about!

Shannon Wander

Consumer Lending Sales Manager

Phrases that describe Shannon are: Army wife, mother of 2, shopaholic, coffee lover, and loves to make people laugh. Shannon has been with Great River for 11 years and has been in lending for 8 of those years.

Her favorite part of her job is finding lending solutions for members that fits their goals and dreams. Getting to know members and connecting with them makes the job enjoyable.

Auto Loan Rates

TypeAPRTerm

New Auto+
2024 - 2023

APR1
As Low As

Term

New Auto5.24%24 Months
New Auto5.49%36 Months
New Auto6.24%48 Months
New Auto6.49%60 Months
New Auto6.49%72 Months
New Auto6.74%84 Months

Used Auto
2023 - 2014

APR1
As Low As

Term

Used Auto5.49%24 Months
Used Auto5.74%36 Months
Used Auto6.49%48 Months
Used Auto6.74%60 Months
Used Auto6.74%72 Months
Used Auto6.99%84 Months

Classic Auto
11+ Years Old

APR1
As Low As

Term

Classic Auto7.24%24 Months
Classic Auto7.49%36 Months
Classic Auto8.24%48 Months
Classic  Auto8.24%60 Months
Classic Auto8.49%72 Months
Classic Auto8.74%84 Months

1APR is Annual Percentage Rate. Subject to credit approval. The rates listed are for new loans to Great River. Rates reflect all available discounts.  Doc Prep fee and other restrictions may apply.  Loan amounts will be determined by income and other factors, including collateral details. An example of payment is: An example of payment is: 6.49% APR over 60 months would be $19.56 per $1,000.00 borrowed. Rates are subject to change at any time without notice.

+Current or prior model year collateral that has never been titled and has less than 12,000 miles.

Type

APR4
As Low As

Classic14.15%
Rewards

15.15%

4APR is Annual Percentage Rate.  All rates are subject to credit certification and approval. Maximum rate of 18.00% APR.  Variable rate products based on a margin above the Wall Street Journal posted Prime Rate.  Rate margins will be assigned based on credit scores and other factors. Cash back rewards will not accumulate on any fees, balance transfers, cash advances, or interest charges. The rates shown are the lowest available and may change at any time.

 Details

*APR is Annual Percentage Rate.  Rate subject to credit and membership approval.  Loan amounts will be determined by income and other factors, including collateral details. 0.50% APR discount on approved/posted rate when member opens a VISA Credit Card through Great River Federal Credit Union.  Offer may not be used in combination with any other discounts or rate matching. New and direct loans to Great River Federal Credit Union. Document preparation fee $99. Other restrictions may apply.  Subject to change or cancellation at any time.

Apply Today

APPLY Online

Complete our online loan
application within minutes!

Promo Code: AUTO+VISA

Schedule an Appointment

Speak with a Loan Officer via Great River
Go Live video chat or at a branch.

Promo Code: AUTO+VISA

Wait! Did we forget to introduce ourselves?!

Here is the short version.

Great River Federal Credit Union is a not for profit financial institution that was built on the foundation of helping local communities with everyday financial needs. Over the past 75+ years in business; banking has evolved substantially, and we’ve evolved with it. From expanding our online platforms and product offerings, to focusing on innovation to better serve members in different parts of the world, we are now able to be the primary financial institution for anyone, regardless of where life takes them.