IRA/Money Fund

IRA & Money Fund Accounts

Growing Your Finances To Support Your Future Matters! 

Start saving for your retirement today!  Starting with college to retirement we offer three great individual retirement accounts (IRA) and an IRA share certificate option.

Traditional IRA

This account allows you to defer taxes on the earnings until they are withdrawn. Certain contributions may be tax deductible in the year they are made.


Roth IRA

While contributions are not tax deductible, contributions and earnings can be withdrawn tax free. As long as you have earned income, you can establish and contribute to a Roth IRA, event after age 70.5.


Coverdell Education Savings Plan

An account that features tax-free withdrawals for higher education expenses. While contributions are not deductible, distributions are penalty free and tax free.


IRA Share Certificates

Earn higher dividends with an IRA Share Certificate. Available with a minimum deposit of $500 and term of 6 to 60 months.

Consult with your tax advisor about the best IRA plan for you and we will help you with the rest.



A money fund account is an excellent investment which offers you flexibility while earning a higher dividend rate.  Our tiered program offers you a savings plan where dividends increase with each level:

  • $10 – $2,499.99
  • $5,000 – $9,999.99
  • $10,000 – $24,999.99
  • $25,000 – $49,999.99
  • $50,000 – $99,999.99
  • $100,000+

The money fund account also provides:

  • Dividends that compound monthly
  • Up to three withdrawals per month with a $500.00 minimum each