ATM Cards

Our ATM cash card is a convenient way to access cash, withdraw funds, to transfer funds, and to view balances.

Enjoy the benefits of:

• Easy 24 hour access
• Withdrawals up to $500 per day
• No surcharge on GRFCU owned ATMs

ATM Locations

• Convenient ATM locations: at each of our branches, St. Cloud Hospital, CentraCare Health Plaza- Woodlands Entrance
• Co-op Network ATMs – Use over 30,000 ATMs nationwide for FREE!

Debit Cards

Our Visa debit/check card looks like a credit card but acts like a check. It offers you the convenience of checking, easy record keeping, affordability, and added security. 

The Visa debit/check card has many advantages such as:

• Faster and easier than check writing
• Eliminates the cost of ordering checks
• Easy access to cash from ATM machines
• Maximum purchase at a merchant is $1,500.00 per day.
• Maximum withdrawal at an ATM is $500.00 per day
• Charges are deducted from your checking account

Text Message Locator:

• Send a text to 91989 from any mobile phone. In the body of the text, enter an address (with city, state), zip code or intersection (with city, state).
• In about 30 seconds, the service will reply with the CO-OP Network surcharge-free ATM nearest that location.
• If you want more ATM locations, simply reply MORE to the message and additional surcharge-free ATM locations will be sent to your mobile device.

Debit Card Rewards

Get cash back offers by swiping your Great River debit card in-store or online at selected stores and restaurants! At the end of each month, rewards will be added to your account!

How to Sign Up

Step 1: Log Into Your Online Banking

Step 2: Scroll down and find the box that says “Purchase Rewards” 

Step 3: “Click “Start Receiving Offers”, select the offers you want to receive

Step 4: Shop using your debit card to redeem offers.

Step 5: Rewards are automatically deposited into your account monthly 

Still have some questions? Check out our Debit Card Rewards FAQs, or give us a call!