The Card You Choose To Use Matters!
ATM Cards
Our ATM cash card is a convenient way to access cash, withdraw funds, to transfer funds, and to view balances.
Enjoy the benefits of:
- Easy 24 hour access
- Withdrawals up to $500 per day
- No surcharge on GRFCU owned ATMs
ATM Locations
- Convenient ATM locations: at each of our branches, St. Cloud Hospital, CentraCare Health Plaza- Woodlands Entrance
- Co-op Network ATMs – Use nearly 30,000 ATMs nationwide for FREE!
Debit Cards
Our Visa debit/check card looks like a credit card but acts like a check. It offers you the convenience of checking, easy record keeping, affordability, and added security.
The Visa debit/check card has many advantages such as:
- Eliminates the cost of ordering checks
- Easy access to cash from ATM machines
- Maximum purchase at a merchant is $1,500.00 per day.
- Maximum withdrawal at an ATM is $500.00 per day
- Charges are deducted from your checking account
Text Message Locator:
- Send a text to 91989 from any mobile phone. In the body of the text, enter an address (with city, state), zip code or intersection (with city, state).
- In about 30 seconds, the service will reply with the CO-OP Network surcharge-free ATM nearest that location.
- If you want more ATM locations, simply reply MORE to the message and additional surcharge-free ATM locations will be sent to your mobile device.
New Debit Card Rewards
Cash back offers are tied directly to your card from the most popular national brands, plus your favorite regional and local retailers too. Create an account with your Great River debit card to get started!

DEBIT CARD ACTIVATION- 1-866-642-0450
DEBIT CARD PIN CHANGE- 1-877-265-9594
Report Lost/Stolen Debit or ATM Cards
During Business Hours- 1-320-252-5393
After Hours- 1-800-528-2273