ATM/Debit Cards

ATM Debit Cards

The Card You Choose To Use Matters! 


debit card


ATM Cards

Our ATM cash card is a convenient way to access cash, withdraw funds, to transfer funds, and to view balances.


Enjoy the benefits of:

  • Easy 24 hour access
  • Withdrawals up to $500 per day
  • No surcharge on GRFCU owned ATMs


ATM Locations

Debit Cards

Our Visa debit/check card looks like a credit card but acts like a check. It offers you the convenience of checking, easy record keeping, affordability, and added security. 


The Visa debit/check card has many advantages such as:

  • Faster and easier than check writing
  • Eliminates the cost of ordering checks
  • Easy access to cash from ATM machines
  • Maximum purchase at a merchant is $1,500.00 per day.
  • Maximum withdrawal at an ATM is $500.00 per day
  • Charges are deducted from your checking account

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ATM Locator

Text Message Locator:

  • Send a text to 91989 from any mobile phone. In the body of the text, enter an address (with city, state), zip code or intersection (with city, state).
  • In about 30 seconds, the service will reply with the CO-OP Network surcharge-free ATM nearest that location.
  • If you want more ATM locations, simply reply MORE to the message and additional surcharge-free ATM locations will be sent to your mobile device.

Debit Card Rewards

Get cash back offers by swiping your Great River debit card in-store or online at selected stores and restaurants! At the end of each month, rewards will be added to your account!


How to Sign Up

Step 1: Log Into Your Online Banking

Step 2: Scroll down and find the box that says “Purchase Rewards” 

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Step 3: “Click “Start Receiving Offers”, select the offers you want to receive

Step 4: Shop using your debit card to redeem offers.

Step 5: Rewards are automatically deposited into your account monthly 


Still have some questions? Check out our Debit Card Rewards FAQs, or give us a call!

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DEBIT CARD PIN CHANGE- 1-877-265-9594


Report Lost/Stolen Debit or ATM Cards

During Business Hours- 1-320-252-5393

After Hours- 1-800-528-2273


Cardholder Tips when Traveling Internationally