GET A NEW Card,
GET A NEW Car!
Get .50Â %APR OFF Our
AUTO LOAN RATES*
When You Open A
VISA® REWARDS CREDIT CARD
PROMO CODE: Auto+VISA
Already have a Visa Rewards Credit Card with us?
you qualify for the .50% rate discount!
benefits of a
Great River Auto Loan
Personalized Service
Up to 100% Financing
Protection Plans
Visa Rewards Credit Card**
3% BACK
ON GAS
2% BACK
ON GROCERIES
1% BACK
ON ALL OTHER PURCHASES
Meet Our Lending Team
Amber Spanier
Loan Officer
Amber has been with Great River for 8 years and just over 5 of those years as a lender. Her favorite part of her career is helping members reach their financial goals whether that be a purchase of a vehicle, a home remodel, or consolidating debt. She loves building relationships with members so she can find the most innovative solution for their financial needs.
Outside of work you can find Amber spending time with her two sons & husband, having game nights with friends & family, and going shopping around town.
Nick Wannigman
Loan Officer
Nick has been in the finance industry for nearly 7 years. He started on the teller line then worked his way up to lending, which is where he wanted to be from day one.
His favorite part about being a lender is the creative thinking it requires to find the best lending solutions for our members. Another part of his job that Nick really enjoys is when he talks to members about a big purchases that they are excited about!
Shannon Wander
Consumer Lending Sales Manager
Phrases that describe Shannon are: Army wife, mother of 2, shopaholic, coffee lover, and loves to make people laugh. Shannon has been with Great River for 11 years and has been in lending for 8 of those years.
Her favorite part of her job is finding lending solutions for members that fits their goals and dreams. Getting to know members and connecting with them makes the job enjoyable.
Auto Loan Rates
| Type | APR | Term |
|---|---|---|
New Auto+ | APR1 | Term |
| New Auto | 4.99% | 24 Months |
| New Auto | 5.24% | 36 Months |
| New Auto | 5.99% | 48 Months |
| New Auto | 5.99% | 60Â Months |
| New Auto | 6.49% | 72Â Months |
| New Auto | 6.49% | 84Â Months |
Used Auto | APR1 | Term |
| Used Auto | 5.24% | 24 Months |
| Used Auto | 5.49% | 36 Months |
| Used Auto | 6.24% | 48 Months |
| Used Auto | 6.24% | 60 Months |
| Used Auto | 6.74% | 72 Months |
| Used Auto | 6.74% | 84 Months |
Classic Auto | APR1 | Term |
| Classic Auto | 7.24% | 24 Months |
| Classic Auto | 7.49% | 36 Months |
| Classic Auto | 8.24% | 48 Months |
| Classic Auto | 8.49% | 60 Months |
| Classic Auto | 8.49% | 72 Months |
| Classic Auto | 8.74% | 84 Months |
1APR is Annual Percentage Rate. Subject to credit approval. The rates listed are for new loans to Great River. Rates reflect all available discounts. Doc Prep fee and other restrictions may apply. Loan amounts will be determined by income and other factors, including collateral details. An example of payment is: 5.99% APR over 60 months would be $19.33 per $1,000.00 borrowed. Rates are subject to change at any time without notice.
+Current or prior model year collateral that has never been titled and has less than 12,000 miles.
Type | APR4 |
|---|---|
| Classic | 14.15% |
| Rewards | 15.15% |
4APR is Annual Percentage Rate.  All rates are subject to credit certification and approval. Maximum rate of 18.00% APR. Variable rate products based on a margin above the Wall Street Journal posted Prime Rate. Rate margins will be assigned based on credit scores and other factors. Cash back rewards will not accumulate on any fees, balance transfers, cash advances, or interest charges. The rates shown are the lowest available and may change at any time.
 Details
*APR is Annual Percentage Rate. Rate subject to credit and membership approval. Loan amounts will be determined by income and other factors, including collateral details. 0.50% APR discount on approved/posted rate when member opens a Visa Credit Card through Great River Federal Credit Union. Offer may not be used in combination with any other discounts or rate matching. New and direct loans to Great River Federal Credit Union. Document preparation fee $99. Other restrictions may apply. Subject to change or cancellation at any time.
This card is issued by Great River Federal Credit Union pursuant to a license from Visa USA Inc.
Apply Today
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Complete our online loan
application within minutes!
Promo Code: AUTO+VISA
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Speak with a Loan Officer via Great River
Go Live video chat or at a branch.
Promo Code: AUTO+VISA
Wait! Did we forget to introduce ourselves?!
Here is the short version.
Great River Federal Credit Union is a not for profit financial institution that was built on the foundation of helping local communities with everyday financial needs. Over the past 75+ years in business; banking has evolved substantially, and we’ve evolved with it. From expanding our online platforms and product offerings, to focusing on innovation to better serve members in different parts of the world, we are now able to be the primary financial institution for anyone, regardless of where life takes them.