Relax a little more this year and take a break from your loan payment!

Relax this holiday season with skip a payment


Skip-A-Pay is available for personal and vehicle loans


Here’s how it works:

  • Choose the month your Great River loan payment that you’d like to skip – whichever month is most convenient for you!
  • Fill out the form below
  • Get the form to GRFCU via email, mail, fax or bring it in to any of our branches


Click here to fill out the form then either email it to: or fax it to: 320-258-3177 or bring into one of our branch locations.


That’s it; you’re done!


* You must be a member in good standing to participate in the Skip-A-Payment program. Loan must be opened for 12 months, with no late payments in the last three (3) months. A late payment is considered over the 10-day grace-period with a late fee assessed to the account. Mortgage, Home Equity, Home Equity Line of Credit, Credit Cards, Line of Credit/Overdraft Protection loans are not eligible for the Skip-A-Payment program. The $40 per loan processing fee will be deducted from the available funds in your account (checking or savings) unless a separate check accompanies the request. If your loan payment is made via ACH from another financial institution, your payments will advance one month.The Skip-A-Payment must be approved 3 business days prior to the ACH transaction. By participating in the Skip-A-Payment program, you acknowledge that the interest on your loan will continue to accrue during the deferral period. The net effect of the skipped payment(s) will cause additional interest that will be applied to your next payment. Additionally, your loan may be extended one or more payments over its life to accommodate this deferral. You may skip up to two monthly payments per loan per year. However, there must be 6 consecutive months between skipped payments. The expiration dates of Guaranteed Asset Protection (GAP) and/or Debt Cancellation products will not be extended. All other terms of your original loan agreement will remain the same.A Skip-A-Payment Form must be completed for each payment skipped.