Resources

 

**Counterfeit Great River Federal Credit Union Corporate/Cashier’s Checks**

Dear Members, 

We were recently made aware that counterfeit corporate/cashier’s checks supposedly issued by Great River Federal Credit Union and other financial institutions are in circulation across the United States and in the local area. 

 

The letter and checks are mailed by scammers to people telling them they have won the Publisher’s Clearinghouse Sweepstakes. The check is made out for several thousand dollars and requests that the recipient keep the winnings confidential.  The letter notifies the ‘winner’ that they are required by law to pay customs, taxes and processing fees. 

 

 

If the ‘winner’ wires the money as instructed, he or she will lose that money when the counterfeit check is returned unpaid and will be liable for the entire amount of the fraudulent check.

 

 

We value our members and our top priority is your financial security. Contact Great River Federal Credit Union at 320-252-5393 or 1-888-211-5393 to verify the legitimacy if you receive one of these checks.

 

Member Relationship Plans

Great River Federal Credit Union’s mission is exceeding members expectations. The best way to accomplish our mission is to build relationships with our members by offering the full scope of products and services available. Our goal is to be our members’ primary financial institution. Member Relationship Plans are instrumental in accomplishing our goal by rewarding members who use the products and services we offer.
All four plans offer:

  • Unlimited transactions at GRFCU owned ATMs
  • Free call 24/phone banking
  • Free online banking access
  • Free notary public services
  • Free e-statements
  • VISA check card/ATM card with no annual fee (standard credit qualifications apply)
  • VISA classic credit card (standard credit qualifications apply)
  • Checking accounts with no minimum balance (standard credit qualifications apply)

 

Minor/Young Adults Account

  • If age 23 or younger, you are placed in the minor plan with no minimum balance requirement1
  • All information on Fee Schedule applies

 

 

College Account

College Students Ages 18-23 Currently enrolled in a College, University, or Vocational School.

 

Free Services

  • $2.00 Checking Account Fee waived for account with e-statements or GRFCU Student Loan
  • Check Cashing & Writing
  • Auto Transfers from Savings
  • First 8 Non-GRFCU ATM’s uses
  • First 50 Pack of Checks
  • Account Activity Printout

All information on Fee Schedule applies.

 

 

First Advantage Account

You are placed in the first advantage plan if you have a combined savings & checking balances under $2001

All information on Fee Schedule applies.

 

 

Classic Advantage Account

Discount Fees

  • Check copies (within three years, limitations apply)
  • Corporate Checks

Discounted Rates

  • .15 APR* discount rate on consumer loan rates

All other information on Fee Schedule applies.

 

 

Premier Advantage Account

You are placed in the premier advantage plan if you have:

  • Combined savings & checking balances above $15,000 or combined balances on open loans above $15,000
  • Obtaining a secondary market mortgage through GRFCU qualifies the account for premier advantage for the life of the account1

 

Free Services

  • Assisted telephone transfer/balance inquiry (not audio response or ATM)
  • Automatic transfers
  • Non-GRFCU ATM use (other vendor charges may apply)
  • Activity printout
  • Check copies (within 3 years) – limitations apply
  • Corporate checks
  • 1 Box of standard checks per year

 

Discounted Rates

  • Share Certificate Bonus APY. See current rates
  • .25% APR* discount on consumer loan rates
  • $5.00 off yearly rental of safe deposit box

All other information on Fee Schedule applies.

 

 

* APY – annual percentage yield. APR – annual percentage rate.
1 – Each plan is determined monthly based upon the combined average monthly share and loan balances, automatically adjusting to ensure the member will receive full advantage of accounts at the credit union.

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Lost / Stolen Cards

ATM/Debit Card- 1-800-472-3272

Visa Credit Card- 1-800-449-7728

Gift Card- 1-866-244-5360

Travelers Checks- 1-800-221-7282

Money Orders- 1-800-542-3590

 

 

Fraud Response Numbers

Cardholders may receive calls from our Fraud Department if transactions on their GRFCU Credit/Debit cards fall outside of “normal” spending patterns.  The Fraud Department will issue you a case number that needs to be provided when responding to the following numbers.

ATM/Debit Card (live agent)- 1-800-262-2024

ATM/Debit Card (automated)- 1-877-253-8964

Visa Credit Card- 1-888-918-7313

 

 

Insurance

TruStage™ Auto & Home Insurance Program

You trust your credit union to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.

 

Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service.

 

If you haven’t compared auto or home insurance rates lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.

 

Get your free quote today or call 1-855-483-2149.

 

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

 

MAH-1112-4AA6

 

Other TruStage™ Products:

  • Term Life Insurance
  • Whole Life Insurance

 

Loan Payment Protection
A loan is more than just getting the right rate; it’s also about having the right protection. Payment Protection will give you peace of mind in the event something should happen to you. This plan makes your payments if you should become disabled, deceased or unemployed. Contact our loan department for further information or to enroll.

*Nondeposit insurance products are not federally insured, may lose value and are not obligations of or guaranteed by the credit union.

 

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Disclosures

Some of these forms are in Adobe Acrobat format.  If you do not have Adobe Acrobat reader, you may download it by clicking on the icon below.

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Lending Disclosures

Home Equity Line of Credit Initial Disclosure
Visa Credit Card Agreement

 

Account Disclosures

Privacy Disclosure
Member Terms & Conditions of Your Account
Your Ability to Withdraw Funds
Electronic Funds Transfer
Truth-In-Savings Disclosure

 

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