Member Relationship Plans

Member Relationship Plans


The Benefits to Our Members Matter!  

Great River Federal Credit Union’s mission is exceeding members expectations. The best way to accomplish our mission is to build relationships with our members by offering the full scope of products and services available. Our goal is to be our members’ primary financial institution. Member Relationship Plans are instrumental in accomplishing our goal by rewarding members who use the products and services we offer.

All four plans offer:

  • Unlimited transactions at GRFCU owned ATMs
  • Free call 24/phone banking
  • Free online banking access
  • Free notary public services
  • Free e-statements
  • VISA debit/ATM card with no annual fee (standard credit qualifications apply)
  • VISA rewards credit card (standard credit qualifications apply)
  • Checking accounts with no minimum balance (standard credit qualifications apply)

Marvin League/ Youth

  • If age 23 or younger, you are placed in the minor plan with no minimum balance requirement1

Benefits of “Marvin League”:

  • Free piggy bank and t-shirt when account is opened
  • Free gift for birthdays
  • Rewards punch pards for saving $
  • Good grade incentive
  • Coloring Contests
  • Moosla Bucks- $5 matching deposit coupons

College Account

College Students Ages 18-23 Currently enrolled in a College, University, or Vocational School.


Free Services:

  • Non-GRFCU ATM Fee Reimbursement- first 8 are FREE!
    ($1.50/transaction after the first 8)
  • Check Cashing & Writing
  • Auto Transfers from Savings
  • First 8 Non-GRFCU ATM’s uses
  • First 50 Pack of Checks
  • Corporate Checks

Classic Advantage Account

You are placed in the first advantage and/or classic advantage plans if you have a combined savings & checking balances of $14,999 and less or combined balances on open loans of $14,999 and less.

  • Online Banking
  • Remote Deposit Capture
  • Mobile App
  • FREE Billpay

Premier Advantage Account

You are placed in the premier advantage plan if you have a combined savings & checking balances above $15,000 or combined balances on open loans above $15,000.


Enjoy the following:  

  • Assisted telephone transfer/balance inquiry (not audio response or ATM)
  • Automatic transfers
  • Non-GRFCU ATM use (other vendor charges may apply)
  • Check copies (within 3 years) – limitations apply
  • Corporate checks
  • 1 Box of standard checks per year
  • Share Certificate Bonus of .05% APY.
  • $5.00 off yearly rental of safe deposit box


All other information on our Truth-In-Savings Disclosure applies.


* APY – annual percentage yield. APR – annual percentage rate.
1 – Each plan is determined monthly based upon the combined average monthly share and loan balances, automatically adjusting to ensure the member will receive full advantage of accounts at the credit union.