Personal Checking



Having A Reliable & Evolving Checking Account Matters! 

We offer the perfect account to meet all of your checking needs.

Our checking account offers:

  • No minimum balance

  • Free Visa debit / check card (for those who qualify)

  • Free CALL24/phone banking

  • Free online banking, eStatements, and Billpay

  • Free Mobile App

  • Free Mobile Check Deposit

  • Courtesy Pay Overdraft Protection

  • Line of credit overdraft protection  (for those who qualify)

  • Premier members receive 1 free box of checks per year with our member relationship plans

Three easy ways to reorder checks

  1. Stop in
  2. Call 1-877-585-8777
  3. Order online


Open up a checking account today by stopping by any of our convenient locations.


A few things to note before opening a Checking Account:

  • Must be 16 years of age or older
  • Bring with you a State Identification Card, Driver’s License or Passport.
  • Must have a Savings Account with Great River Federal Credit Union. It’s an easy $5 initial deposit to open a Savings Account and buys you ownership into the Credit Union.  You can open this the same day!


Check out how we’ve made it easy to take your banking with you on the go!



Open an account with our online application, video chat with a Member Advisor, or stop in at any of our branches.


Co-op ATM Network Banner

ATM Locator

Text Message Locator:

  • Send a text to 91989 from any mobile phone. In the body of the text, enter an address (with city, state), zip code or intersection (with city, state).
  • In about 30 seconds, the service will reply with the CO-OP Network surcharge-free ATM nearest that location.
  • If you want more ATM locations, simply reply MORE to the message and additional surcharge-free ATM locations will be sent to your mobile device.