Recent Card Skimming Alert!
Card Skimming is the illegal copying of information from the magnetic strip of a credit or ATM card. It is a more direct version of a phishing scam. Scammers try to steal your information so they can access your accounts. Once your personal data is attained, scammers are able to create a fake or 'cloned' card. The scammer is then able to charge expenses on your account and essentially steal your identity. Loans can also be taken out when scammers attain personal data.
Warning Signs include: when a shop assistant takes your card out of your sight in order to process your transaction, you are asked to swipe your card through more than one machine, you see a shop assistant swipe the card through a different machine to the one you used, you notice something suspicious about the card slot on an ATM (ie an attached device), or you notice unusual or unauthorized transactions on your account or credit card statement.
The best way to protect yourself against card skimming is to keep your cards in a safe place, do not give anyone or write down your PIN#, and check your credit card and bank statements on a regular basis. If you see anything suspicious on your account, it is imperative that you contact your financial institution IMMEDIATELY!
The longer you wait, the harder it will be to figure it out and stop that person(s).
Please Note: Report ANY lost or stolen cards IMMEDIATELY! Don't Wait!
Identity (ID) theft is one of the fastest growing types of consumer fraud. To protect your identity and your personal financial accounts against theft and fraud please read the following:
*Use E-Statements to protect yourself from financial information being exposed through stolen or discarded paper statements.
Fraud Alert!
Please be aware that Great River Federal Credit Union will never send you an email asking to verify, update, or confirm your financial information. We will NEVER ask you to click on a link within an email. Please notify us whenever you receive a suspicious e-mail or have any other form of contact from individuals seeking personal information about your accounts. NEVER give out your account number, password, pin or any other personal information! Please call 1-888-211-5393 and a member service representative will help you.
Also, formal complaints can be filed concerning any suspected fraudulent e-mail with the Internet Fraud Complaint Center (IFCC) at ncua@ic3.gov. The IFCC is a partnership between the Federal Bureau of Investigation, and the National White Collar Crime Center. NCUA, CUNA and state agencies do not request or solicit personal information via e-mail from the general public or credit union members.
For more information on Identity Theft visit FTC or Onguard Online website.
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