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Welcome to Great River Federal Credit Union Rates Page
Calculator List
| LOAN RATES* (Effective 02/01/2010) |
| Type |
Interest Rate
As Low As |
Annual Percentage
Rate |
Term |
Secured Loans
|
4.00% |
4.00%* |
24 Months |
| 4.25% |
4.25%* |
36 Months |
| 4.50% |
4.50%* |
48 Months |
| 5.00% |
5.00%* |
60 Months |
| 5.75% |
5.75%* |
72 Months |
| Line of Credit |
16.00% |
16.00%* |
N/A |
| Visa® Classic |
12.90% |
12.90%** |
N/A |
| Visa® Premier |
9.90% |
9.90%** |
N/A |
| Unsecured Loan |
10.00% |
10.00%* |
48 Months |
|
Home Equity Line of Credit - Variable Rate
|
3.25% |
3.25%*** |
240 Months |
| Home Mortgages |
Click here for today's rates |
*APR -Annual Percentage Rate. No pre-payment charges or penalties. No annual, membership, or participation fees. Dividend Rate & Annualy Percentage Rates are variable and are subject to change without notice.
**APR -Annual Percentage Rate. Rates will be determined by adding 9.65% for participation in the Classic Visa and 6.65% for participation in the Premier Visa to the highest rate of interest identified as the 'Prime Rate' in the 'Money Rates' column of the Wall Street Journal as of 10 days prior to any rate adjustment. No annual, membership or participation fees. The interest rates are variable and can change semi-annually on the first day of January and July following a change in the Prime Rate.
***APR -Annual Percentage Rate. No pre-payment charges or penalties. No annual, membership, or participation fees. Closing costs range from approximately $0 - $1500 based on your approved credit limit. Rate subject to change quarterly with a minimum APR of 3%APR and maximum of 18%APR. The 3.25% Annual Percentage Rate (APR) is available with qualifying credit and a loan to value (LTV) of 80% or less. Higher rates apply to higher loan to values.
Dividend Passbook rates for the period of March 1st - 31st, 2010
Includes Savings, Money Fund, Health Savings, Premier Money Fund, and IRA Passbook accounts.
Subject to change. Fees may reduce the earnings on an account.
|
| SAVINGS ACCOUNT RATES |
| Type |
Balance Required |
Dividend Rate |
Annual Percentage Yield* |
| Primary Savings Account & Kids Club Savings Account |
$10.00 +
|
0.10%
|
0.10%
|
|
| MONEY FUND SAVINGS ACCOUNT & HEALTH SAVINGS ACCOUNT RATES |
| Balance Required |
Dividend Rate |
Annual Percentage Yield* |
| $10 - $2,499.99 |
0.10% |
0.10% |
| $2,500 - $9,999.99 |
0.35% |
0.35% |
| $10,000 - $24,999.99 |
0.45% |
0.45% |
| $25,000 - $49,999.99 |
0.60% |
0.60% |
| $50,000 & over |
0.85% |
0.85% |
|
PREMIER MONEY FUND ACCOUNT RATES
|
| Balance Required |
Dividend Rate |
Annual Percentage Yield* |
| $75,000.00 + |
1.34% |
1.35% |
*Dividends Compounded Monthly. This is a term share account for the first 30 days after account opening and will be converted to a variable rate account. Penalty for early withdrawal. Minimum deposit and minimum balance of $75,000.00. Dividends compounded monthly and paid on the last day of each month. Rate subject to change without notice. Maximum of three withdrawals per month with a minimum of $500.00 per withdrawal.
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| IRA PASSBOOK SAVINGS ACCOUNT RATES |
| Balance Required |
Dividend Rate |
Annual Percentage Yield* |
| $10 - $2,499.99 |
0.10% |
0.10% |
| $2,500 - $9,999.99 |
0.35% |
0.35% |
| $10,000 - $24,999.99 |
0.45% |
0.45% |
| $25,000 - $49,999.99 |
0.60% |
0.60% |
| $50,000 & over |
0.85% |
0.85% |
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| SHARE CERTIFICATE AND IRAª SHARE CERTIFICATES (Effective 3/04/2010) |
| Term |
Type
|
Minimum |
Dividend Rate |
Annual Percentage Yield* |
| 3 Monthª |
Minor |
$500-$999.99 |
.75% |
.75% |
| Classic Advantage |
$1,000 |
.75% |
.75% |
| Premier Advantage |
$1,000 |
.85% |
.85% |
| 6 Month |
Minor |
$500-$999.99 |
1.00% |
1.00% |
| Classic Advantage |
$1,000 |
1.00% |
1.00% |
| Premier Advantage |
$1,000 |
1.10% |
1.11% |
| 12 Month |
Minor |
$500-$999.99 |
1.24% |
1.25% |
| Classic Advantage |
$1,000 |
1.24% |
1.25% |
| Premier Advantage |
$1,000 |
1.34% |
1.35% |
| 18 Month |
Minor |
$500-$999.99 |
1.34% |
1.35% |
| Classic Advantage |
$1,000 |
1.34% |
1.35% |
| Premier Advantage |
$1,000 |
1.44% |
1.45% |
| 24 Month |
Minor |
$500-$999.99 |
1.49% |
1.50% |
| Classic Advantage |
$1,000 |
1.49% |
1.50% |
| Premier Advantage |
$1,000 |
1.59% |
1.60% |
| 30 Month |
Minor |
$500-$999.99 |
1.59%
|
1.60% |
| Classic Advantage |
$1,000 |
1.59% |
1.60% |
| Premier Advantage |
$1,000 |
1.69% |
1.70% |
| 36 Month |
Minor |
$500-$999.99 |
1.69% |
1.70% |
| Classic Advantage |
$1,000 |
1.69% |
1.70% |
| Premier Advantage |
$1,000 |
1.79% |
1.80% |
| 48 Month |
Minor |
$500-$999.99 |
1.79% |
1.80% |
| Classic Advantage |
$1,000 |
1.79% |
1.80% |
| Premier Advantage |
$1,000 |
1.89% |
1.91% |
| 60 Month |
Minor |
$500-$999.99 |
1.88% |
1.90% |
| Classic Advantage |
$1,000 |
1.88% |
1.90% |
| Premier Advantage |
$1,000 |
1.98% |
2.00% |
*Dividends Compounded Monthly, Penalty may be imposed for early withdrawal, 3 Month Share Certificates are not available for IRAs
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