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Welcome to Great River Federal Credit Union Rates Page
Calculator List
| LOAN RATES* (Effective 06/01/2009) |
| Type |
Interest Rate
As Low As |
Annual Percentage
Rate |
Term |
| Secured Loans |
5.15% |
5.15% |
24 Months |
| 5.40% |
5.40% |
36 Months |
| 5.90% |
5.90% |
48 Months |
| 6.15% |
6.15% |
60 Months |
| 6.65% |
6.65% |
72 Months |
| Line of Credit |
16.00% |
16.00% |
N/A |
| Visa® |
12.90% |
12.90% |
N/A |
| Visa® Premier |
9.90% |
9.90% |
N/A |
| Unsecured Loan |
11.00% |
11.00% |
48 Months |
|
Home Equity Line of Credit - Variable Rate
|
3.25% |
3.25% |
240 Months |
| Home Mortgages |
Click here for today's rates |
*APR -Annual Percentage Rate. No pre-payment charges or penalties. No annual, membership, or participation fees. Closing costs range from approximately $0 - $1500 based on your approved credit limit. Rate may vary with a minimum APR of 3%APR and maximum of 18%APR. Member must qualify for rate. LTV - Loan to Value.
Dividend Passbook rates for the period of June 1st - 30th, 2009
Includes Savings, Money Fund, Health Savings, Premier Money Fund, and IRA Passbook accounts.
Subject to change. Fees may reduce the earnings on an account.
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| SAVINGS ACCOUNT RATES |
| Type |
Balance Required |
Dividend Rate |
Annual Percentage Yield* |
| Primary Savings Account & Kids Club Savings Account |
$10.00 +
|
0.25%
|
0.25%
|
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| MONEY FUND SAVINGS ACCOUNT & HEALTH SAVINGS ACCOUNT RATES |
| Balance Required |
Dividend Rate |
Annual Percentage Yield* |
| $10 - $2,499.99 |
0.25% |
0.25% |
| $2,500 - $9,999.99 |
0.50% |
0.50% |
| $10,000 - $24,999.99 |
0.60% |
0.60% |
| $25,000 - $49,999.99 |
0.75% |
0.75% |
| $50,000 & over |
1.00% |
1.00% |
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PREMIER MONEY FUND ACCOUNT RATES
|
| Balance Required |
Dividend Rate |
Annual Percentage Yield* |
| $75,000.00 + |
1.49% |
1.50% |
*Dividends Compounded Monthly. This is a term share account for the first 30 days after account opening and will be converted to a variable rate account. Penalty for early withdrawal. Minimum deposit and minimum balance of $75,000.00. Dividends compounded monthly and paid on the last day of each month. Rate accurate as of 04/01/2009 and subject to change without notice. Maximum of three withdrawals per month with a minimum of $500.00 per withdrawal.
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| IRA PASSBOOK SAVINGS ACCOUNT RATES |
| Balance Required |
Dividend Rate |
Annual Percentage Yield* |
| $10 - $2,499.99 |
0.25% |
0.25% |
| $2,500 - $9,999.99 |
0.50% |
0.50% |
| $10,000 - $24,999.99 |
0.60% |
0.60% |
| $25,000 - $49,999.99 |
0.75% |
0.75% |
| $50,000 & over |
1.00% |
1.00% |
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| SHARE CERTIFICATE AND IRAª SHARE CERTIFICATES (Effective 06/19/2009) |
| Term |
Type
|
Minimum |
Dividend Rate |
Annual Percentage Yield* |
| 3 Monthª |
Minor |
$500-$999.99 |
1.74% |
1.75% |
| Classic Advantage |
$1,000 |
1.74% |
1.75% |
| Premier Advantage |
$1,000 |
1.83% |
1.85% |
| 6 Month |
Minor |
$500-$999.99 |
1.88% |
1.90% |
| Classic Advantage |
$1,000 |
1.88% |
1.90% |
| Premier Advantage |
$1,000 |
2.08% |
2.00% |
| 12 Month |
Minor |
$500-$999.99 |
1.98% |
2.00% |
| Classic Advantage |
$1,000 |
1.98% |
2.00% |
| Premier Advantage |
$1,000 |
2.08% |
2.10% |
| 18 Month |
Minor |
$500-$999.99 |
2.13% |
2.15% |
| Classic Advantage |
$1,000 |
2.13% |
2.15% |
| Premier Advantage |
$1,000 |
2.23% |
2.25% |
| 24 Month |
Minor |
$500-$999.99 |
2.23% |
2.25% |
| Classic Advantage |
$1,000 |
2.23% |
2.25% |
| Premier Advantage |
$1,000 |
2.33% |
2.35% |
| 30 Month |
Minor |
$500-$999.99 |
2.37%
|
2.40% |
| Classic Advantage |
$1,000 |
2.37% |
2.40% |
| Premier Advantage |
$1,000 |
2.47% |
2.50% |
| 36 Month |
Minor |
$500-$999.99 |
2.47% |
2.50% |
| Classic Advantage |
$1,000 |
2.47% |
2.50% |
| Premier Advantage |
$1,000 |
2.57% |
2.60% |
| 48 Month |
Minor |
$500-$999.99 |
2.57% |
2.60% |
| Classic Advantage |
$1,000 |
2.57% |
2.60% |
| Premier Advantage |
$1,000 |
2.67% |
2.70% |
| 60 Month |
Minor |
$500-$999.99 |
2.67% |
2.70% |
| Classic Advantage |
$1,000 |
2.67% |
2.70% |
| Premier Advantage |
$1,000 |
2.77% |
2.80% |
*Dividends Compounded Monthly, Penalty may be imposed for early withdrawal, 3 Month Share Certificates are not available for IRAs
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