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Home Equity Loan
A home equity loan can eliminate payments on your credit cards, vehicle loans, personal loans, and make home improvements. If you have equity in a property, you are eligible for the benefits of a home equity loan including: 
- Equity position up to 80% of the appraisal or tax-assessed value less the 1st mortgage balance
- Fixed and adjustable rates available
- Balloon payments available
- No pre-payment charges or penalties
Home Equity Line of Credit
Our home equity line of credit offers you the ability of borrowing money whenever you need it. A home equity line of credit is great for purchasing a new vehicle, making home improvements, consolidating loans, or for any of your purchasing needs.
- Variable rate loan based on the prime rate that adjusts on a quarterly basis
- No pre-payment charges or penalties
- Minimum APR of 3.0% APR and maximum APR of 18.0% APR (annual percentage rate)*
- Advance funds 24/7 with online banking and CALL 24
*APR -Annual Percentage Rate. No pre-payment charges or penalties. No annual, membership, or participation fees. Closing costs range from approximately $0 - $1500 based on your approved credit limit. Rate subject to change quarterly with a minimum APR of 3%APR and maximum of 18%APR. The 3.25% Annual Percentage Rate (APR) is available with qualifying credit and a loan to value (LTV) of 80% or less. Higher rates apply to higher loan to values.
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