Home Equity

30 Year Fixed Rate
Rate          APR          Points
4.750%   4.907%     0.000%

20 Year Fixed Rate
Rate          APR          Points
4.500%     4.712%      0.000%

15 Year Fixed Rate
Rate          APR          Points
4.250%      4.519%      0.000%
Actual interest rates and APR's may vary based on credit history.

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Home Equity Loan

A home equity loan can eliminate payments on your credit cards, vehicle loans, personal loans, and make home improvements. If you have equity in a property, you are eligible for the benefits of a home equity loan including:

Equity position up to 80% of the appraisal or tax-assessed value less the 1st mortgage balance
Fixed and adjustable rates available
Balloon payments available
No pre-payment charges or penalties

Home Equity Line of Credit

Our home equity line of credit offers you the ability of borrowing money whenever you need it. A home equity line of credit is great for purchasing a new vehicle, making home improvements, consolidating loans, or for any of your purchasing needs.

Variable rate loan based on the prime rate that adjusts on a quarterly basis
No pre-payment charges or penalties
Minimum APR of 3.0% APR and maximum APR of 18.0% APR (annual percentage rate)
Advance funds 24/7 with online banking and CALL 24