Start saving for your retirement today!  Starting with college to retirement we offer three great individual retirement accounts (IRA) and an IRA certificate option.

 

Traditional IRA
Allows you to defer taxes on the earnings until they are withdrawn. Certain contributions may be tax deductible in the year they are made. 

Roth IRA

While contributions are not tax deductible, contributions and earnings can be withdrawn tax free.  As long as you have earned income, you can establish and contribute to a Roth IRA, even after age 70 ½. 

Coverdell Education Savings Plan

An account that features tax-free withdrawals for higher education expenses.  While contributions are not deductible, distributions are penalty free and tax free. 

IRA Share Certificates

Earn higher dividends with an IRA Share Certificate.  Available with a minimum deposit of $1,000 and terms of 6 to 60 months.

Consult with your tax advisor about the best IRA plan for you and we will help you with the rest.