A private note to our members:

Our credit union is committed to making financial products and services available that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union. As a member of our credit union, you also have a responsibility to safeguard your financial information. To ensure that you can rely on our products and services, our credit union stands behind the following privacy policy:

Our credit union will collect only the personal information that is necessary to conduct our business.  We collect only what is necessary to provide competitive financial products and services.  Employee access to nonpublic member information is granted based upon individual job responsibilities.

We collect nonpublic personal information about you from the following sources:  (1) information we receive from you on applications or other forms; (2) information about your transactions with our affiliates, others, or us and (3) information we receive from a consumer reporting agency.

Our credit union will protect your personal information.  Our credit union will maintain strong security controls to ensure that member information in our files and computers is protected.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information, ensuring the accuracy and integrity of communications and transactions, thus protecting member confidentiality.

You will always have access to your information.  As a member of our credit union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.

Our credit union will only share information when absolutely necessary.  We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses that provide a product or service that you have requested.  Examples of this would be check printing, VISA, ATM, and debit card processors.

Our credit union will partner only with businesses that follow strict confidentiality requirements.  The businesses we select will offer products designed to enhance our members’ economic well-being.  Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not sell member information to telemarketing firms.

Our credit union will offer you a choice in how your information is used.  Any member of our credit union may elect to keep information from being shared with our business partners.  We will inform you on how to exercise your choice, and we will take all reasonable steps to make sure your requests are followed.  At least once a year, we will remind all members of your right to choose.

Great River Federal Credit Union does not disclose member and nonmember information to other nonaffiliated third parties, except as permitted by law. We may disclose all of the information that we collect as described in paragraph 3 of this notice.