The following fee schedule pertains to accounts in the First Advantage Membership plan. Accounts in the Classic Advantage and Premier Advantage plans receive many of these services at a reduced fee or for free, as well as discounted loan rates and higher dividend rates on certificates of deposit. Click here to learn more about the Member Relationship plans at GRFCU.
| FEE SCHEDULE |
| Member Service/Teller Related Services |
Fee (If Applicable) |
| Bond Redemption |
Free |
| Check Cashing Fee |
$2.00 (First Advantage Plan Only) |
| IRA Applications |
Free |
| Notary Service |
Free |
| Account Activity Printout |
$1.00/Month |
| Statement Copy Fee |
$1.00/Month |
Assisted Telephone Transfer/Balance Inquiry
(Non Audio Response or ATM) |
$2.00/Transfer |
| Check Copies (Within 7 Years) |
$2.00/Copy |
| Corporate Check |
$3.00/Check |
| Stop Payments |
$25.00/Request |
Levy/Garnishment Processing Fee
Amortization Schedule
Medallion Signature Guarantee |
$25.00/Item
$5.00/Schedule
$5.00 |
| Copy Service |
$0.10 Per Page |
| Fax Service |
Local $1.00/Page, Long Distance $2.00/Page |
| Wire Service (Incoming) |
$10.00 |
| Wire Service (Outgoing) |
$20.00/Domestic, $45.00/International |
| Western Union Fee, Local |
$25.00/Transfer |
| Western Union, International |
Fee Varies, based on dollar amount |
| Account Reconciliation/Research |
$20.00/Hour |
| Loan Audit |
$15.00/Hour |
| IRA Transfer Fee |
$25.00/Transfer |
| Money Orders |
$1.00/Money Order |
| Travelers Checks |
$1.00/$100.00 |
| Travelers Checks for Two |
$2.00/$100.00 |
| Foreign Check Processing Fee |
$4.25/Check |
| Safe Deposit Box Fees |
|
| 3x5 |
$18.00/Year |
| 5x5 |
$25.00/Year |
| 3x10 |
$30.00/Year |
| 5x10 |
$40.00/Year |
| Change of Locks |
Actual 3rd Party Cost |
| Drilling of Boxes |
Actual 3rd Party Cost |
| Replacement/Lost Key |
$10.00/1st Key |
| Electronic/Automatic Services |
Fee (If Applicable) |
| Internet Access |
Free |
| Online Bill Pay |
Free |
| GRFCU ATM Use |
Free |
| Non GRFCU ATM Use |
$1.00/Transaction |
| ATM/Check Card Lost or Damaged |
$5.00/Card |
| ATM/Check Card PIN Reissue |
$5.00/PIN |
| Phone Banking |
Free |
| Automatic Transfers |
$2.00/Transfer |
|
Overdraft Protection Advance
|
$2.00/Advance |
| Check Writing |
$0.10/Check After 30 Per Month |
Returned Statement Fee
Returned Item Fee |
$3.00/Statement
$25.00/Item |
| Deposited Item Return Fee |
$4.00 |
| NSF Fee |
$25.00/Item |
|
Overdraft Fee
Inactive Account Fee (over 1 year) (balances
under $100, First Advantage Accts.)
|
$25.00/Item
$2.00/Month
|
| Closed Account Fee (within 6 months) |
$10.00 |
| Visa Annual Fee |
Free |
| Visa Late Payment Fee |
$15.00 |
| Visa Over-Limit Fee |
$15.00 |
|
