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30 Year Fixed Rate
Rate          APR          Points
4.750%   4.907%     0.000%

20 Year Fixed Rate
Rate          APR          Points
4.625%     4.838%      0.000%

15 Year Fixed Rate
Rate          APR          Points
4.250%      4.519%      0.000%
Actual interest rates and APR's may vary based on credit history.

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Locations, Contact Information, and Business Hours

St. Cloud
Sauk Rapids
Waite Park
Sartell
Lost or Stolen Numbers
Debit and Credit Card Fraud Response Numbers
ATM Locations

ST. CLOUD LOCATION
Address	Phone	Hours
1532 West St. Germain St. St. Cloud, MN 56301	Main (320) 252-5393 Toll Free 1-888-211-5393 Main Fax (320) 252-4595 Loan Department (320) 252-9906 Loan Department Fax (320) 203-1635 Real Estate Fax (320) 258-3177 CALL24/Phone Banking (320) 656-1064 1-888-287-0898	Lobby Monday - Friday 9:00 a.m. - 5:00 p.m. Drive Up Monday - Thursday 7:30 a.m. - 6:00 p.m. Friday 7:30 a.m. - 7:00 p.m. Saturday 8:00 a.m. - 1:00 p.m.
Email Addresses
General Information greatriver@greatriverfcu.org Member Service memberservice@greatriverfcu.org Loan Department loandept@greatriverfcu.org Real Estate Department realestate@greatriverfcu.org Auto Advisor ehenkemeyer@greatriverfcu.org
Lost or Stolen Card Phone Numbers
ATM/Debit Card Visa Credit Card Gift Card Travelers Checks Money Orders	1-800-472-3272 1-800-449-7728 1-866-244-5360 1-800-221-7282 1-800-542-3590
Debit and Credit Card Fraud Response Numbers Cardholders may receive calls from our Fraud Department if transactions on their GRFCU Credit/Debit cards fall outside of "normal" spending patterns. The Fraud Department will issue you a case number that needs *to be provided when responding to the following numbers.*
Debit Card Visa Credit Card	1-800-262-2024 1-888-918-7313

SAUK RAPIDS LOCATION
Address	Phone	Hours
4 North 2nd Avenue Sauk Rapids, MN 56379	Main (320) 252-3507 Toll Free 1-888-211-5393 Fax (320) 252-0500 Bookkeeping Fax (320) 258-3023 CALL24/Phone Banking (320) 656-1064 1-888-287-0898	Lobby Monday - Friday 9:00 a.m. - 5:00 p.m. Saturday 9:00 a.m. - 12:00 p.m. Drive Up Monday - Thursday 7:30 a.m. - 6:00 p.m. Friday 7:30 a.m. - 7:00 p.m. Saturday 8:00 a.m. - 1:00 p.m.
Email Addresses
General Information greatriver@greatriverfcu.org Member Service memberservice@greatriverfcu.org Loan Department loandept@greatriverfcu.org

WAITE PARK LOCATION
Address	Phone	Hours
206 First Street South Waite Park, MN 56387	Main (320) 258-5393 Toll Free 1-888-211-5393 Fax (320) 258-5394 CALL24/Phone Banking (320) 656-1064 1-888-287-0898	Lobby Monday - Friday 9:00 a.m. - 5:00 p.m. Saturday 9:00 a.m. - 12:00 p.m. Drive Up Monday - Thursday 7:30 a.m. - 6:00 p.m. Friday 7:30 a.m. - 7:00 p.m. Saturday 8:00 a.m. - 1:00 p.m.
Email Addresses
General Information greatriver@greatriverfcu.org Member Service memberservice@greatriverfcu.org Loan Department loandept@greatriverfcu.org

SARTELL LOCATION
Address	Phone	Hours
Coborn's Superstore 1725 Pine Cone Road South Sartell, MN 56377	Main (320) 258-3626 Toll Free 1-888-211-5393 Fax (320) 202-7311 CALL24/Phone Banking (320) 656-1064 1-888-287-0898	Lobby Monday - Friday 8:00 a.m. - 7:00 p.m. Saturday 9:00 a.m. - 3:00 p.m. Sunday 9:00 a.m. - 3:00 p.m.
Email Addresses
General Information greatriver@greatriverfcu.org Member Service memberservice@greatriverfcu.org Loan Department loandept@greatriverfcu.org